Are you Investing in Deeds of Trust in Arizona.

Are you Investing in Deeds of Trust?

Hello, Dennis here, have you ever considered investing in Deeds of Trust or Trust Deeds.  And  what exactly is a Trust Deed investment?  Well, let me explain.

Today there are many ways in which you can invest your money, such as the stock market, bonds, or even depositing the money into a bank. It’s time to add one more to that list: Investing in Deeds of Trust.

This is a great investment for you - when you invest in Deeds of Trust, you become the bank.

Investing in deeds of trust means that you are loaning your money directly to a borrower who is then purchasing real estate and giving you a Deed of Trust as security for the loan.

You will receive payments from the borrower monthly, and at a very high interest rate; these rates vary from 10 to 29% for 6 to 24 months with very good loan to value ratios, typically 70% or less.

Also, your money is secured by the real estate.

This means that if the borrower fails to make good on the terms of the loan, you, as the lender, take back the real estate. You are then free to sell the home to recover your investment, past due interest, and fees.

This is much more secure in comparison to stocks, whose value can rapidly decrease or simply vanish if the company goes out of business. When that happens you lose your investment and you are not able to recover it.

When compared to the bank, you are getting a higher rate of return on your investment, typically 10 to 29%. You can even drive by and look at the home in which you wish to invest. Next time you give your money to the bank for little or no interest, ask them if you can see where your money went.

Trust Deed investments offer security on your money, a high rate of return, and best of all, it’s backed up by the property.

Dennis Dahlberg
Broker/RI/CEO/MLO

Level 4 Funding LLC
Tel:  (623) 582-4444 | Fax: (888) 279-6917
NMLS 1057378 | AZMB 0923961 | MLO 1057378
23335 N 18th Drive Suite 120

Loan Document Requirements for a Home Loan in Arizona

What are the Document requirements for a Home Loan aka Home Mortgage?

Hello, Dennis here, have you ever wondered what are the loan documents you need for a home mortgage are?  Well, if you are applying for a new home mortgage today, most likely it is going to be a full documentation loan also called a  ‘full doc’ loan. This means that all of the documents for this loan must be submitted to the lender when they evaluate the loan. Since the lender is responsible to verify your qualifications, they need to make sure that you can indeed qualify for the loan. Lenders verify this by looking at the documents you submit so they can verify the accuracy of the information. 

Some borrowers in the past have faked this information, so it is up to the lender to make sure you qualify for the loan. The lender will compare your income and all of your expenses and see if you fit in the qualified range.  In the past the lender would ‘take your word on it’, but unfortunately, that is no longer an option. Now full documentation needs to be provided to the lender. For this ‘full doc’ loan, you must give your lender at least two years of income tax returns. 

They assume that you would not lie to the IRS and the information is accurate, but eventually down the road the lender will ask the IRS to provide a certified copy of the same tax returns and compare them to the ones you submitted.  No cheating here! Next the lender wants to see bank statements.  Usually one to two years is required. The lenders use the bank statement to compare with the next set of documents needed: paycheck stubs and w2’s.  The lender wants to see that the paychecks are being deposited in the bank. The lenders require this information because they are the hook if you default on the loan.  They need to make sure you can qualify for the loan and meet the guidelines set by --- you know who the federal government. So be patient, and get ready to start gathering the information when you apply for a home mortgage. Without this ‘full doc’ of information you will have a hard time getting that home mortgage you need. If you are looking for a home loan on real estate, see us at




Dennis Dahlberg Broker
/RI/CEO/MLO
Level 4 Funding LLC
Tel:  (623) 582-4444 | Fax: (888) 279-6917
NMLS 1057378 | AZMB 0923961 | MLO 1057378
23335 N 18th Drive Suite 120

Phoenix Private Hard Money Loan in Arizona, What is it?

What is Private Hard Money Loan?

Hello, Dennis here, have you ever wondered what is a private Hard Money Loan? Well let me explain.  A Arizona Hard Money Loan is a secured loan from a Lender to a Borrower and is backed by a Hard Asset. This is not like a traditional loan. With a traditional loan, a lender makes a loan to the borrower and in return, the lender receives a promise to pay from the borrower that states the borrower promises to pay back the loan based on pre-arranged terms. Some lenders don’t like promises. Some lenders want more because unfortunately not all borrowers keep their promises. In those cases, what the lender wants is additional security from the borrower just in case they don’t make the payments; something put up as collateral that the lender gets to keep if the borrower is not able to keep their promise. That something is called a hard asset. A hard asset is something that you can touch and see. And if the borrower does not make the payments, the lender takes it from the borrower and keeps it and the borrower loses the asset. In real estate, a hard asset is secured using a legal document called a Deed of Trust and is usually a home or some other type of real estate, but can also be anything of value such as gold, diamonds, motor home or anything lender will take as security of the loan. That is why it is called a secured loan and if the borrower fails to make the payments the lender keeps the asset.




Dennis Dahlberg Broker/RI/CEO/MLO
Level 4 Funding LLC
Tel:  (623) 582-4444 | Fax: (888) 279-6917
NMLS 1057378 | AZMB 0923961 | MLO 1057378
23335 N 18th Drive Suite 120

Dennis Dahlberg - It Can't Get Better than This.: Best West Direct Arizona Fulfillment Service Wareh...

Dennis Dahlberg - It Can't Get Better than This.: Best West Direct Arizona Fulfillment Service Wareh...: Tour Our Fulfillment Warehouse. How to get complete fulfillment and fulfillment services from Best West Direct. Danger, Beware using anot...

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Make a custom foam cooler from custom foam packaging. For More Information go to Custom Foam Packaging  http://www.custom-foam-packaging.com We use this type of box for shipping frozen items. A great way to make custom foam boxes using Instapak foam system. Use this with CO2 and ship frozen items. More Videos of custom foam packaging using Instapak Foam System

Custom Foam boxes using the Insapack Sytstem from Seal Air.

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Making a custom foam cooler box using instapack sealed air foam system. You can do this from home, but danger beware danger this is very sticky foam and gets everywhere. For more information see http://www.custom-foam-packaging.com

We make these coolers to ship frozen food using dry ice CO2 for customers. Works great. Give us call Dennis Dahlberg - Custom Foam Packaging  23335 N 18th Drive Suite 120 Phoenix AZ 85027 623-582-4444    

https://www.youtube.com/watch?v=9wTdaCB6PSQ

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Tour Our Fulfillment Warehouse.

How to get complete fulfillment and fulfillment services from Best West Direct. Danger, Beware using another fulfillment service. Best West Direct is the best for pack and ship. Sell kids crafts you can do from home.

Meet Your Phoenix, Arizona Distribution & Fulfillment Service Needs at Best West Direct - From Product Distribution and Complete Fulfillment Services, Warehousing, Distribution, Order Fulfillment Services, Distribution Center, Pack and Ship Needs and Much More        

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For Pack and Ship Best West Direct is the Best

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 is always ready to help—whether it’s righting an order gone awry, re-tooling of your packaging, or running a custom report. Act now to Get A Quote and get started with America’s leading out sourced fulfillment company, eFulfillment Service .

  Since 1985, Best West Direct Fulfillment Services has been supporting customer needs from the Arizona fulfillment center located in Phoenix, Arizona. Companies of all sizes come to Best West Direct to ship products to customers all over the United States and around the world. 

As a client’s business grows, the Phoenix fulfillment center is able to meet customers' demands through the efforts of the existing warehouse staff. Additional services are available for the customer who wants to receive orders over the phone or outsource their payment receipt activities. 

 Tour our fulfillment warehouse. How to get complete fulfillment and fulfillment services from Best West Direct. Danger, Beware using another fulfillment service. Best West Direct is the best for pack and ship. Dennis Dahlberg - Custom Foam Packaging  Best West Direct Fulfillment 23335 N 18th Drive Suite 120 Phoenix AZ 85027 623-582-4444 http://www.bestwestdirect.com http://youtu.be/2wYjc2ha2Hw

 

Foam Cooler Custom using Instapak Foam System

Make a custom foam cooler from custom foam packaging.

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Phoenix Arizona Custom Foam Packaging  Services Center

  SINCE 1985

Custom Foam Packaging Instapak Foam-in Place Packaging

At Custom Foam Packaging we use Instapak Foam Packaging products to create custom packaging and custom foam boxes. 

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At Custom Foam Packaging we use Instapak Foam Packaging products to create custom packaging and custom foam boxes. This foam-in-place system is fast, easy and versatile. Our foam-in-place foam packaging process allows on-line, on-site production of polyurethane foam packages. Custom Foam Packaging and custom foam boxes provide protection against shock and vibration during shipping and handling, void fill, and bracing applications.

 At Custom Foam Packaging we create foam-in-place , moldings to secure and protect Your item foam-in-place can be used either to package "one-time" items, or for the creation of custom foam forms that you can use to package recurring production items. Creating foam-in-place moldings for recurring production pieces is when you have specific production items that you need to secure and ship on a regular basis.

At Custom Foam Packaging and custom foam boxes, we can create a packaging assembly and custom foam boxes that allow you to fit your pieces in, without having to either buy the foam-in-place equipment, or have to come to our offices every time you need to ship an item. See how the InstaPak Foam in use. Best West Direct shows the InstaPak foam system in action and you can see the details. Danger Beware Danger, don't get this stuff on your clothes or try to do this at home. See more at http://www.bestwestdirect.com or http://www.custom-foam-packaging.com

 The importance of your products to ship frozen. For those in the food business, it is imperative you keep your products cool and as frozen as possible. For many of you, shipping is of the primary roles you take on and in large determines how much profit will be earned depending on whether or not you were able to ship on time. Not only that, but the products you have to ship must not be damaged or broken. If not, the consequences can be disastrous. If not protected appropriately, your foods could be utterly wasted while being prone to bacteria and germs alike. Remember, if you want to keep your customers satisfied, you must make sure the products you ship are shipped frozen.

 https://www.youtube.com/watch?v=QK0FIC3pnuA 

Arizona Real Estate Is Going up and Booming Again. .

Get Ready for the New Real Estate Boom In Arizona.

Builders are starting to move dirt and that is the beginning of the next boom.

With low inventory and too many buyers the Phoenix Real Estate Market is on the verge of a new boom in real estate values. 'This boom is going to be different,' according to Dennis Dahlberg, Level 4 Funding  Hard Money Lender . 'The last boom was fueled on greed of the consumer; this time it's going to be a supply problem. Over the past 6 years there was little construction or movement of dirt, leaving the Phoenix housing market starving for new homes. Additionally, home values are raising dramatically, and once the current home owners get above water (have equity) they are going to want to move up. We're going to have a trifecta or the perfect storm-no homes, pent-up demand, and record low interest rates. And if you throw a little inflation on top of the mix -- watch out! Bam! its going to be a wild ride -- a wild west ride!'


  http://youtu.be/ikWM0TnINAU
Big Daddy Dennis 
Level 4 Funding LLC
23335 N 18th Drive
Phoenix Az 85383
Dennis@level4funding.com
Http:/www.level4funding.com
Www.level4funding.com

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Videos Links

News and Videos on Arizona Home Loan Servicing and Arizona Home Mortgages.

For Videos and News on Hard Money Arizona Private Arizona Money  go to www.joandidit.com

For Important Videos on investing in Arizona Deeds of Trust  www.westwingaz.com

Hard Money Rates and Information for Arizona  www.dennisazhomes.com

Step by Step Help on Investing in Deeds of Trust Videos and Information for Arizona  www.theboxsupply.com

News and Videos on Arizona Home Loan Service and Arizona Home Mortgages  www.setabayloan.com