With Hard Money Lenders, Texas Investors Can Get the Money They Need

If you are a real estate investor, you have probably noticed that many banks are tightening their restrictions on who they will loan money to. This can be frustrating and affect you ability to make money, However, with hard money lenders, Texas real estate investors can still get the money they need, and usually get it pretty quickly.

The housing market is recovering as are most American families from the recent economic hardships that faced our country. However, it seems that no one has informed the banks. With tightened lending restrictions, more stringent credit requirements, and even less room for qualifications for candidates with alternative income sources, about 43% of Americans will find themselves unable to obtain a traditional bank mortgage. For the average family this is upsetting, for an investor it can be devastating as real estate loans can represent a major portion of their income.

But, for some investors there is still home. With hard money lenders, Texas investors can still get the money they need and they can usually get it pretty quickly. Like any loan or investment product there is still some risk involved and it is important that before they get involved with hard money lenders, Texas real estate investors know what kinds of loans they offer, interest rates, and what the risks are.

Types of Loans From Hard Money Lenders Texas Investors Can Take Advantage of

Hard money lenders are private investors or mortgage companies and they offer primarily what are called hard money loans. A hard money loan is a specialized type of asset based loan. The decision on whether to loan money is based on the merit of how the money will be used, not the individual credit score of the person who needs it, or any other personal financial details. 

Qualification time for a hard money loan is fast, some investors can be qualified the same day and get their money in a few days, compared to several weeks with a bank. Also, another advantage of hard money lenders Texas investors appreciate is the streamlining of paperwork. There is much less paperwork with hard money loans which makes them more user friendly for investors who may get multiple loans at a time. 

If hard money lenders Texas sound like a good option for you, learn more, including ways to risk less and profit more!

One of the main risks of a hard money loan is that the investment will fail. If you are a Texas real estate investor, knowing your area and having accurate appraisals can make this less likely. You will also pay higher interest rates on hard money loans. You can make this less of a financial burden by finishing your investment quickly and selling for a profit, or refinancing to a lower interest rate loan type. 

While there are risks, many investors have found that hard money loans are just what they need to stay afloat in this restrictive loan environment. Find a hard money lender today to discuss the pros and cons for your unique situation.

Dennis Dahlberg Broker/RI/CEO/MLO

Level 4 Funding LLC
Arizona Tel:  (623) 582-4444 
Texas Tel:      (512) 516-1177 
dennis@level4funding.com
www.Level4Funding.com

NMLS 1057378 | AZMB 0923961 | MLO 1057378
23335 N 18th Drive Suite 120 | Phoenix | AZ | 85027

111 Congress Ave |Austin | Texas | 78701

About the author: Dennis has been working in the real estate industry in some capacity for the last 40 years. He purchased his first property when he was just 18 years old. He quickly learned about the amazing investment opportunities provided by trust deed investing and hard money loans. His desire to help others make money in real estate investing led him to specialize in alternative funding for real estate investors who may have trouble getting a traditional bank loan. Dennis is passionate about alternative funding sources and sharing his knowledge with others to help make their dreams come true.

Dennis has been married to his wonderful wife for 38 years. They have 2 beautiful daughters 4 amazing grandchildren. Dennis has been an Arizona resident for the past 32 years.

Level 4 Funding is THE Hard Money Lender Texas Investors NEED!

When it comes to a hard money lender Texas real estate investors need to know Level 4 Funding. We specialize in alternative funding for investors including Texas hard money loans and other investment strategies. We can help make your dreams come true today!

If you are looking for a hard money lender Texas investors know and trust, look no further than Level 4 Funding. Here are the top 5 reasons that you need to look into Texas hard money loans with Level 4 Funding if you are a real estate investor in the loan star state.

1. We specialize in alternative funding sources like hard money loans. As a hard money lender Texas investors can count on, our brokers are up to date on all the laws and regulations regarding hard money loans. We can answer all of your questions and explain terms and financing to you in plain English so that you know exactly what you are getting into.

2. We are happy to work for first time investors, seasoned real estate moguls, and everyone in between. Regardless of how experienced you are, we can work for you as your hard money lender Texas investors trust!

3. We have a lot of experience with Texas hard money loans. A lot. And we love to share our knowledge and expertise with you. We also have experience with the Texas real estate market and can help point you in the direction of the best investment for you.

4. We can help you cross-collateralize your loan. if you find that our LTV ratio is not high enough for your needs, we can help you look at other assets and find the money you need.

5. We work with you, not against you. Our goal is to help you make money so we all make money. It is a win-win scenario and we are happy to be on the journey next to you!

When you are ready to get started with Texas hard money loans, call us to get the ball rolling!

Dennis Dahlberg
Broker/RI/CEO/MLO

Level 4 Funding LLC
Arizona Tel:  (623) 582-4444 
Texas Tel:     (512) 516-1177 
dennis@level4funding.com
www.Level4Funding.com

NMLS 1057378 | AZMB 0923961 | MLO 1057378
23335 N 18th Drive Suite 120
Phoenix AZ 85027

About the author: Dennis has been working in the real estate industry in some capacity for the last 40 years. He purchased his first property when he was just 18 years old. He quickly learned about the amazing investment opportunities provided by trust deed investing and hard money loans. His desire to help others make money in real estate investing led him to specialize in alternative funding for real estate investors who may have trouble getting a traditional bank loan. Dennis is passionate about alternative funding sources and sharing his knowledge with others to help make their dreams come true.

Dennis has been married to his wonderful wife for 38 years. They have 2 beautiful daughters 4 amazing grandchildren. Dennis has been an Arizona resident for the past 32 years.

Top 3 Hard Money Questions Answered by Texas Hard Money Lenders!

When it comes to hard money loans, there are a lot of rumors and misinformation out there. Texas hard money lenders are here to set the record straight and explain the ins and outs of hard money loans Texas and why they may be right for you!

There is a lot of misinformation circulating about hard money loans Texas. Some people have never even heard of them while others may have heard half truths, and still more have heard things that are simply untrue. Texas hard money lenders are here to set the record straight by answer the top three most common hard money questions.




1. What exactly is a hard money loan? Is it hard to get? 

A hard money loan is a specific type of asset backed financing. You get a hard money loan by coming to Texas hard money lenders with a specific real estate investment plan. The lender listens to you plan and bases the loan decision off of the merit of the investment. They are called "hard money" loans because you get hard cash, rather than an offer of credit like you would from a bank. This can be very beneficial in a competitive real estate situation because cash is often more attractive to a seller than financing because it takes less time. And no, a hard money loan is not hard to get. It should actually be called easy money. Hard money loans Texas are not based on your credit or individual financial position. Instead, the loan is based on the merit of your investment.

2. Who can use Texas hard money loans?

Anyone who wants to invest in Texas real estate can take advantage of loans offered by Texas hard money lenders. These loans are designed to be short term loans and are perfect for fix and flips or short term investment properties. They can also be a bridge to get you from purchase to refinance if you have your eye on a property but need a few extra months to get your finances in order.

3. What are interest rates like?

Like any loan, the rates on hard money loans vary depending on the prime rate as well as which lender you choose and how much you borrow. Typically hard money loans Texas have a higher rate than traditional loans but remember, they are designed to be short term loans. If you pay the loan off quickly the interest is practically negligible.

If hard money loans Texas sound like a good option for you or you want to know more, give us a call at Level 4 Funding today! We are more than happy to answer all of your questions and will be there to help you every step of the way!

Dennis Dahlberg
Broker/RI/CEO/MLO

Level 4 Funding LLC
Arizona Tel:  (623) 582-4444 
Texas Tel:     (512) 516-1177 
dennis@level4funding.com
www.Level4Funding.com

NMLS 1057378 | AZMB 0923961 | MLO 1057378
23335 N 18th Drive Suite 120
Phoenix AZ 85027

About the author: Dennis has been working in the real estate industry in some capacity for the last 40 years. He purchased his first property when he was just 18 years old. He quickly learned about the amazing investment opportunities provided by trust deed investing and hard money loans. His desire to help others make money in real estate investing led him to specialize in alternative funding for real estate investors who may have trouble getting a traditional bank loan. Dennis is passionate about alternative funding sources and sharing his knowledge with others to help make their dreams come true.

Dennis has been married to his wonderful wife for 38 years. They have 2 beautiful daughters 4 amazing grandchildren. Dennis has been an Arizona resident for the past 32 years.

5 Tips for Investing in Real Estate from Texas Hard Money Lenders

For the novice investor, buying property as an investment can seem overwhelming. However, Texas hard money lenders can make the process quick, simple, and painless. 

When you are buying an investment property for the first time, there is an overwhelming amount of information and things to do. Showings, closing, mortgages, fixing the property up, selling it, dealing with taxes, not to mention setbacks that may happen along the way. This can make you want to throw your hands up in the air and give up before you even begin. However, Texas hard money lenders can tell you, even though the process seems impossible, it's not. Breaking it down into a few easy steps with tips from experts along the way can make it seem more manageable and will have you making money in no time!

Here are 5 tips for real estate investing from Texas hard money lenders

1. Find the right property. For your first investment, you may want to stay close to home or at least choose an area that you know well. This will make choosing a great location and knowing approximate home values easier. Some investors use a realtor for this but keep in mind that you may be able to make a stronger offer if the seller doesn't have to subtract realtor fees from the purchase price. 
2. Find the right lender. Once you have found a property you are interested in, find the right Texas hard money lenders. Your hard money Texas lender will help you finance the property with cash. This makes your offer stronger and can usually get you a better deal. 
3. Go with the flow. There will be set backs and unforeseen issues. Expect the unexpected. 
   
4. Create a realistic timeline and budget, but know that they will both need to be flexible. If you are rehabbing a property, you will most likely spend more time and money than you anticipated. Knowing this can happen will make it less stressful. If you need an extension on your hard money Texas loan, make sure to ask your lender for you. He wants to see you succeed so he will most likely say yes to a reasonable request. 
5. Price the home to sell quickly. Don't overprice the home because the longer it takes to sell, the more interest you will pay. A good price and great home improvements will make the home sell quickly and make you the most money. 

If real estate investing sounds like the right fit you, call Texas hard money lenders today!

They can help you get started on the road to real estate investing and help you maximize your time and money. 

Dennis Dahlberg
Broker/RI/CEO/MLO

Level 4 Funding LLC
Arizona Tel:  (623) 582-4444 
Texas Tel:     (512) 516-1177 
dennis@level4funding.com
www.Level4Funding.com

NMLS 1057378 | AZMB 0923961 | MLO 1057378
23335 N 18th Drive Suite 120
Phoenix AZ 85027

About the author: Dennis has been working in the real estate industry in some capacity for the last 40 years. He purchased his first property when he was just 18 years old. He quickly learned about the amazing investment opportunities provided by trust deed investing and hard money loans. His desire to help others make money in real estate investing led him to specialize in alternative funding for real estate investors who may have trouble getting a traditional bank loan. Dennis is passionate about alternative funding sources and sharing his knowledge with others to help make their dreams come true.

Dennis has been married to his wonderful wife for 38 years. They have 2 beautiful daughters 4 amazing grandchildren. Dennis has been an Arizona resident for the past 32 years.

Texas Hard Money Lenders Can Make YOUR DREAMS Come True!

If you dream of having a lucrative career as a real estate mogul, you need to start thinking about Texas hard money lenders. Texas hard money lenders are investors, equity firms, or mortgage brokers who make it their business to loan capital to real estate entrepreneurs. You can use these loans for almost any real estate need from purchasing a fix and flip property to making a down payment on an investment property you plan to rent, or even as a down payment on a vacation property you are going to rent out.

Really, with Texas hard money lenders, the sky is the limit! If you want to get serious about turning you dream of become the next real estate success story into a reality, it is time to start finding some reputable Texas hard money lenders. Here are a few tips to keep in mind during your search:

• Come in with a plan. Texas hard money lenders are not giving you a gift, they are giving you a loan. You need to tell them how you plan to make money for yourself and for them. Have realistic values and a timeline for your investment.
• You will pay higher interest rates. Hard money loans Texas come at a higher price than most traditional loans because they are a greater risk for the lender. Plan to pay off the loan quickly to save money on interest.
• You will get your money quickly. Often it takes as little as two weeks for you to get cash in your hands. 
• Your FICO score doesn't matter. Don't sweat it if you have less than perfect credit. The value of your investment is more important than your personal finances. 
• Get ready to have you life changed. Once you start using hard money loans Texas to invest in real estate, you won't want to go back to your 9 to 5 again. Find Texas hard money lenders you can trust to keep doing business with. 

When you are ready to take the plunge into investing with hard money, give our office a call. We can get you started and help you change your life!

Dennis Dahlberg
Broker/RI/CEO/MLO

Level 4 Funding LLC
Arizona Tel:  (623) 582-4444 
Texas Tel:     (512) 516-1177 
dennis@level4funding.com
www.Level4Funding.com

NMLS 1057378 | AZMB 0923961 | MLO 1057378
23335 N 18th Drive Suite 120
Phoenix AZ 85027

About the author: Dennis has been working in the real estate industry in some capacity for the last 40 years. He purchased his first property when he was just 18 years old. He quickly learned about the amazing investment opportunities provided by trust deed investing and hard money loans. His desire to help others make money in real estate investing led him to specialize in alternative funding for real estate investors who may have trouble getting a traditional bank loan. Dennis is passionate about alternative funding sources and sharing his knowledge with others to help make their dreams come true.

Dennis has been married to his wonderful wife for 38 years. They have 2 beautiful daughters 4 amazing grandchildren. Dennis has been an Arizona resident for the past 32 years.

How to Make Money and Be Your Own Boss With Hard Money Loans Texas

For some people, the daily grind of punching a time clock and working in a cubicle is just fine. For others, it can be pure torture. If you are the latter, it is time to start looking into hard money loans Texas as a way to make money with real estate investments. This will let you be your own boss and get off the hamster wheel for good.

When it comes to hard money loans Texas, the best place to start is with Texas hard money lenders. Texas hard money lenders specialize in alternative funding for investors and hard money loans. A hard money loan is cash loan that is funded by a group of investors. The loan is underwritten by a mortgage broker so it is safe. Hard money loans Texas are meant to be short term loans that can be used to fund real estate investments (although there are other ways to use them too).

Once you have found a lender for your hard money loans Texas, you need to find a property. One of the best ways to make money is to purchase a house that you can "fix and flip." Choose a home that has the potential to build equity quickly so you can make the largest possible profit. In many cases, you can even get some extra capital with your hard money loans Texas that can be used to do many of the repairs and cosmetic fixes for the house.

When you are looking for a property, here are a few things to keep in mind:

• Location. Texas hard money lenders know that location matters. Choose a great block with good schools. Then, find the worst house in the neighborhood.
• Don't shy away from foreclosures, short sales, or bank owned properties. Sometimes these may take a bit longer to close but you can usually get a good deal. And having cash in hand from your hard money loan means that you can usually close more quickly than you thought. 
• Get a home inspection. You know there will be issues, just make sure that there is nothing that will be too expensive to fix. A home inspection can help find any hidden issues and help you develop a realistic budget. 
• Hire pros. Don't try to do the entire house by yourself. Know when you need to find a handy man, plumber, or tile guy. And make sure to keep them on speed dial.
• Price the home right to sell quickly. This will help maximize your profits while minimizing the amount of interest you have to pay on your hard money loans Texas. 

That's it. If it sounds easy, that's because it actually is. Once you get the hang of using Texas hard money loans to invest in real estate, it will quickly become your passion and full time job. No more corporate ladder for you. It's time to be your own boss. 

Dennis Dahlberg
Broker/RI/CEO/MLO

Level 4 Funding LLC
Arizona Tel:  (623) 582-4444 
Texas Tel:     (512) 516-1177 
dennis@level4funding.com
www.Level4Funding.com

NMLS 1057378 | AZMB 0923961 | MLO 1057378
23335 N 18th Drive Suite 120
Phoenix AZ 85027

About the author: Dennis has been working in the real estate industry in some capacity for the last 40 years. He purchased his first property when he was just 18 years old. He quickly learned about the amazing investment opportunities provided by trust deed investing and hard money loans. His desire to help others make money in real estate investing led him to specialize in alternative funding for real estate investors who may have trouble getting a traditional bank loan. Dennis is passionate about alternative funding sources and sharing his knowledge with others to help make their dreams come true.

Dennis has been married to his wonderful wife for 38 years. They have 2 beautiful daughters 4 amazing grandchildren. Dennis has been an Arizona resident for the past 32 years.