Dennis Dahlberg - It Can't Get Better Than This!

Friday, January 13, 2017

Does Our Government Really Hate US? Really?

What's wrong with our economy?

One of the technical terms used when evaluating a healthy economy is a term called velocity of capital. What this means is how fast money is moving around from one person to another, or defined as "The velocity of money is the rate at which money is exchanged from one transaction to another and how much a unit of currency is used in a given period of time. Velocity of money is usually measured as a ratio of GNP to a country's total supply of money.”

As you can see from the above graph the Velocity is on a steady decline. So what causes the drop? My opinion is that there are two main reasons:

People (consumers) have stopped spending money. They are sitting on a boat load of cash and they are in a wait and see mode.
The second reason why there is a decline is that the government has put up road blocks to keep spending money. One of the biggest road blocks enacted are the Dodd-Frank Regulations that are making it extremely difficult for individuals to purchase homes.

When someone purchases a home it's not just the seller and buyer who are happy. There are those downstream of this closing that are going to be happy when the home closes. Typically the listing and selling agents are happy, but there are others who also benefit from this happiness and make a living off of the sale. Sure the buyer is happy, they have their dream home they always wanted, and the seller is happy since the can move to their next home, or maybe get rid of the current home. It's going to be a Happy, Happy, Happy fest. The agents who listed/sold the home can't wait till they receive the final HUD 1 is completed and the title company sends out the checks to the brokers. Most agents keep a list of the transactions in their pipeline and like most agents, their spouse is quizzing them on the transactions. My wife usually says, 'got anything closing this week'? She says this specially during the holiday season. I'm happy to say that yes!. This is going to be a good Christmas. However there are many others who will benefit from this transaction and will have a happy Christmas.

Title company and the title agent are getting something from this transaction, like title insurance & escrow fees.
The loan company, Loan Officers, Loan Brokers, Underwriters, support staff, company sales rep also benefit.
Home Inspectors, and termite inspectors are getting some of the money.
Handyman who will fix the conditional items from the homeb inspection also get a piece of the deal, and don't forget all the hardware stores will get a piece of this pie when the handyman buys a new faucet or other item to be fixed.
Tax payers benefit when home taxes are being paid in full with collections of future taxes.
Insurance companies are writing a new policy.
HOA's are going to receive a transfer fee and maybe impact fees.
Neighbors are going to be happy to see a new neighbor.
Disabled Vets are going to receive all of the stuff the new home owners are going to give away before they move.
Utility companies are going to get a change notice and if the account is past due, they are going to get paid.
Appraisal companies will get their piece of the pie also.

It is amazing when you think of all the people who will touch this transaction to complete the deal at all. BUT what's really startling is how many people will be able to keep their job, put food on the table and survive.

With all of this occurring, we should sell homes all the time, but I'm shocked by the road blocks our government has put in place to stop this from occurring. In an effort to fix the last collapse of the housing industry, the administration has generated a mountain of mind numbing regulations to stop consumers from purchasing a home. It's like passing through gates of hell to get a loan. We have gone too far in the wrong direction to fix the problem. The incoming administration has indicated that they are aware of this problem and is promising to fix the regulations ASAP. Let's get money flowing again!

Dennis Dahlberg Broker/RI/CEO/MLO
Level 4 Funding LLC Private Hard Money Lender
Arizona Tel: (623) 582-4444
Texas Tel: (512) 516-1177
Dennis@level4funding.com
http://www.Level4Funding.com
NMLS 1057378 | AZMB 0923961 | MLO 1057378
22601 N 19th Ave Suite 112 | Phoenix | AZ | 85027
111 Congress Ave |Austin | Texas | 78701

About Dennis has been working in the real estate industry in some capacity for the last 40 years. He purchased his first property when he was just 18 years old. He quickly learned about the amazing investment opportunities provided by trust deed investing and hard money loans. His desire to help others make money in real estate investing led him to specialize in alternative funding for real estate investors who may have trouble getting a traditional bank loan. Dennis is passionate about alternative funding sources and sharing his knowledge with others to help make their dreams come true.

Dennis has been married to his wonderful wife for 42 years. They have 2 beautiful daughters 5 amazing grandchildren. Dennis has been an Arizona resident for the past 40 years.

Does Our Government Really Hate US? Really?

What's wrong with our economy?

As you can see from the above graph the Velocity is on a steady decline. So what causes the drop? My opinion is that there are two main reasons:

People (consumers) have stopped spending money. They are sitting on a boat load of cash and they are in a wait and see mode.
The second reason why there is a decline is that the government has put up road blocks to keep spending money. One of the biggest road blocks enacted are the Dodd-Frank Regulations that are making it extremely difficult for individuals to purchase homes.

Title company and the title agent are getting something from this transaction, like title insurance & escrow fees.
The loan company, Loan Officers, Loan Brokers, Underwriters, support staff, company sales rep also benefit.
Home Inspectors, and termite inspectors are getting some of the money.
Handyman who will fix the conditional items from the homeb inspection also get a piece of the deal, and don't forget all the hardware stores will get a piece of this pie when the handyman buys a new faucet or other item to be fixed.
Tax payers benefit when home taxes are being paid in full with collections of future taxes.
Insurance companies are writing a new policy.
HOA's are going to receive a transfer fee and maybe impact fees.
Neighbors are going to be happy to see a new neighbor.
Disabled Vets are going to receive all of the stuff the new home owners are going to give away before they move.
Utility companies are going to get a change notice and if the account is past due, they are going to get paid.
Appraisal companies will get their piece of the pie also.

Wednesday, January 11, 2017

Level 4 Funding LLC Arizona Private Hard Money Lender

Dennis Dahlberg Broker/RI/CEO/MLO
Level 4 Funding LLC
Arizona Tel: (623) 582-4444
Texas Tel: (512) 516-1177
Dennis@level4funding.com
http://www.Level4Funding.com
NMLS 1057378 | AZMB 0923961 | MLO 1057378
22601 N 19th Ave Suite 112 | Phoenix | AZ | 85027
111 Congress Ave |Austin | Texas | 78701

About Dennis has been working in the real estate industry in some capacity for the last 40 years. He purchased his first property when he was just 18 years old. He quickly learned about the amazing investment opportunities provided by trust deed investing and hard money loans. His desire to help others make money in real estate investing led him to specialize in alternative funding for real estate investors who may have trouble getting a traditional bank loan. Dennis is passionate about alternative funding sources and sharing his knowledge with others to help make their dreams come true.

Dennis has been married to his wonderful wife for 42 years. They have 2 beautiful daughters 5 amazing grandchildren. Dennis has been an Arizona resident for the past 40 years.

Tuesday, January 10, 2017

Level 4 Funding LLC Arizona Private Hard Money Lender

About Dennis has been working in the real estate industry in some capacity for the last 40 years. He purchased his first property when he was just 18 years old. He quickly learned about the amazing investment opportunities provided by trust deed investing and hard money loans. His desire to help others make money in real estate investing led him to specialize in alternative funding for real estate investors who may have trouble getting a traditional bank loan. Dennis is passionate about alternative funding sources and sharing his knowledge with others to help make their dreams come true.

Dennis has been married to his wonderful wife for 42 years. They have 2 beautiful daughters 5 amazing grandchildren. Dennis has been an Arizona resident for the past 40 years.

Free Report The 8 Things You Must Do To Be A Successful Home Flipper

Wednesday, January 4, 2017

Deed of Trust Definition - What is a Deed of Trust

What is a Deed of Trust?

A deed of trust (also know as trust deed) is a deed (piece of paper usually recorded at the county) that gives legal title to real estate to a trustee. It secures the note (Mortgage).

There are three parties to this type of title. They are:

The Trustor (Borrower),
Beneficiary (Lender) and a
Neutral 3rd part called the Trustee.

They are written so that the lender gives money to the borrower to purchase a real property (home) and the borrower signs a deed of trust giving the power of sale for property to the natural 3rd party trustee to be held in trust for the lender. (I like to think the trustee takes the Deed of Trust and puts it in the top drawer of their desk and waits.) The borrower owns the property, but the title is held by the trustee.

This is noted in the Deed of Trust and is called the ‘power of sale clause’ for example:

Dennis has been married to his wonderful wife for 42 years. They have 2 beautiful daughters 5 amazing grandchildren. Dennis has been an Arizona resident for the past 40 years.

Tuesday, January 3, 2017

Private Hard Money Lender In Arizona

Setabay LLC

22601 N 19th Ave Suite 112

Phoenix AZ 85027

Private Hard Money Arizona

Hard Money Lender Arizona

Trust Deed Investing Arizona

Tuesday, November 1, 2016

Dreams Can Come True With The Right Loan From A California Hard Money Lender

Getting authorized for a loan from a California Hard Money lender can seem like a dream come true, nonetheless provided that it's the right loan for you.

Sitting in a cubicle in a excessive rise in downtown Los Angeles should be one among many worst job areas an individual might have. Sure, you may be in sunny, lovely Southern California, nonetheless you would possibly’t even see it! Yeah, you may go to work and can’t frequently revenue from the photograph voltaic and surf nevertheless it completely optimistic may be good for a lot of who might at the least see it.

, and get a reminder of why you're employed as hard as you do. Nonetheless till you flip into the boss, likelihood is, it isn’t going to occur. So why not flip into your private boss? Why not go for a loan, open your private institution, and take the workplace with a view?

Or elevated nevertheless—delegate your work to your underlings and catch some waves!

Wait—your credit score rating score isn’t even near being alright to get a loan from the financial institution. So your screwed, right?

Definitely not! You would possibly get a hard money loan from one among many many California Hard Money lenders and get on observe to dwelling the dream. Nonetheless, earlier than you do this, it'd assist to know a bit bit about your loan alternatives.

Loan Selections With California Hard Money Lenders

A hard money loan is a particular form of financing the place a borrower causes funds from a loaner and secures them with some kind of tangible asset, typically exact property. There quite a few totally completely totally different alternatives in relation to what kind of loan you would possibly get from a hard money lender:

Industrial: in relation to hard money commercial loans (which may be for companies; not people), the scale is usually quick time interval; from three months to a 12 months. They aren't normally pursued for essential enchancment initiatives, nonetheless for factors like stock or gear purchases.

Wholesale: this isn’t a loan you would possibly get from Sam’s Membership, nonetheless one the place the lender works with a vendor and certainly not straight with the borrower. They've an inclination to return with decrease prices of curiosity and make life simpler on lenders. Moderately than promote and pursue debtors, they will let the vendor do all the work.

Flip Loans: you don’t must take gymnastics to get a flip loan; what the flip refers to might be going considered one of many fundamental causes folks get one of these loan—flipping properties. Furthermore usually referred to as a rehab loan, this sort is used to cowl restore prices or to spice up a property earlier than promoting it.

Money-Out Refinance Loans: that is the kind of loan you get for a lot of who furthermore want some fast money. For example, in case you are mortgaging a property and take some money out on prime of the loan, you have acquired gotten a cash-out refinance loan.

Which Threat Is The Right One For You?

In case your California Hard Money lender can’t inform you which of them loan various is likely one of the greatest one for you, it might probably be time to name one different explicit particular person. The variations should be clear sufficient to an educated that she or he ought to have the ability to diploma you in among the finest path with out blinking twice.

Regarding the creator: Dennis has been working throughout the true property commerce in some performance for the final word 40 years. He bought his first property when he was merely 18 years outdated. He rapidly discovered regarding the wonderful funding alternate choices outfitted by trust deed investing and hard money loans. His wish to assist others make money in exact property investing led him to focus on completely totally different funding for exact property retailers who may need trouble getting a typical financial institution loan. Dennis is enthusiastic about completely totally different funding sources and sharing his knowledge with others to assist make their needs come true.

Dennis has been married to his good accomplice for 42 years. They've 2 lovely daughters 5 wonderful grandchildren. Dennis has been an Arizona resident for the sooner 40 years.