Dennis Dahlberg - It Can't Get Better Than This!

Thursday, March 14, 2019

Arizona Bridge Loans: Start Your New Investment in Days, Not Months!

We know that you need to fund your new opportunity quickly so you don’t miss out on a money-making opportunity. That’s why hard money lenders deal with Arizona Bridge Loans, giving you the money to make your move!

Investors know that when the right opportunity arises you have to strike while the iron is hot. That can be difficult if you’re working through the piles of paperwork, fighting against a credit score requirement that you don’t meet, and are waiting to be approved. That’s why hard money loans are perfect for investors!

The Arizona Bridge Loans that hard money lenders perform are structured to allow flexibility in your investments while money is tied up in other properties. The three words you need to know when it comes to hard money Arizona Bridge Loan are Temporary, Easy, and Fast!

Temporary!

Traditional loans can have long-term repayment plans that just don’t fit for investors. Hard money Arizona Bridge Loans can be tailored to the investment opportunity and the investor themselves. We are going to look at the investment as a whole and figure out what makes sense for the transaction. That allows you to state your case for why you need the money and the hard money Arizona Bridge Loan provider to follow suit with loan terms to fit your situation.

Easy!

When you come to a hard money bridge provider we aren’t going to take a deep dive into your personal finances and credit history. We want to know about your property, its potential, and how both we as a lender and you as an investor can benefit from the opportunity. Presenting us with a business plan is the best way to get a quick approval.

Fast!

Speaking of fast approvals, that’s the name of the game here at Level 4 Funding and other hard money Arizona Bridge Loan institutions. It does us no good to sit on our investment capital, what helps you helps us! We want to put the money into the hands of savvy investors who can make a quick turnaround of their Arizona Bridge Loan. We can fund in as little as a week, something you’d never see at a traditional lending institution!

If you’re cash poor and looking to make a new investment, reach out to us to see how we can help. We have flexible terms to meet your needs and the ability to fund your next project quickly! Call us today and discuss your future potential earnings and how we can help you make that happen!

Dennis Dahlberg
Broker/RI/CEO/MLO
Level 4 Funding LLC
Hard Money Lender
Hard Money Loans
Hard Money Loan
Arizona Tel: (623) 582-4444
Texas Tel: (512) 516-1177
Dennis@level4funding.com
Dennis Dahlberg Broker/RI/CEO

About the Author: Dennis has been working in the real estate industry in some capacity for the last 40 years. He purchased his first property when he was just 18 years old. He quickly learned about the amazing investment opportunities provided by trust deed investing and hard money loans. His desire to help others make money in real estate investing led him to specialize in alternative funding for real estate investors who may have trouble getting a traditional bank loan. Dennis is passionate about alternative funding sources and sharing his knowledge with others to help make their dreams come true. Dennis has been married to his wonderful wife for 43 years. They have 2 beautiful daughters 5 amazing grandchildren. Dennis has been an Arizona resident for the past 40 years.

Cannabis Business Loans: The Future for Hard Money Lenders in Arizona

Arizona hard money lenders have to stay on top of financial trends. Currently, cannabis business loans are top dog. Learn more about how investors are using hard money cannabis loans to open up their own businesses.

The Arizona cannabis industry is exploding and investors are trying to get their hands on some of that money. Dispensaries are popping up all around the state, serving the tens of thousands of medical marijuana card holders.

When a new growth industry pops up, you want to get in the business early. Cannabis business loans in Arizona and working with a hard money lender allows you to get that money quickly so you can get started as soon as possible. Here’s why you should consider a cannabis business loan in Arizona in Arizona.

The business is booming

You can’t go wrong getting into a growth industry and cannabis is just that. Arizona is exploding population wise and with that comes new medical marijuana patients. As people move to the state and explore the cannabis scene, they are going to seek out the latest and greatest, and that’s where you come in with your bright, shiny, new cannabis business!

Larger cannabis companies are expanding in Arizona

It’s always a good sign when you see larger companies investing in an industry in Arizona. Technology has been top dog for quite a while, but cannabis is quickly becoming a competitor. If the business wasn’t there, they wouldn’t be investing in our state. Investors go where the money is and right now the money is flowing in the great state of Arizona!

The risks are diminishing

When the medical marijuana industry hit Arizona years ago there was a fear of prosecution. New business owners were faced with a harsh reality that they were up against some strict laws that would prevent them from doing business. As the medical marijuana sector grew Arizona started providing dispensary licenses that allow business owners to operate worry-free.

There are still regulations that need to be followed and procedures to complete in order to open a cannabis business in Arizona, but now is the time to do just that and get in as the industry is exploding.

Finding a hard money lender who deals in Arizona cannabis business loans will enable you to get the cash up front to get started. Level 4 Funding is one of those and our Arizona cannabis business loans are funded quickly and efficiently. Call us to learn more!

Wednesday, March 13, 2019

Hard Money Lenders are a Win-Win Solution

Financing a residential or commercial investment is quick and easy with hard money lenders. Here are some quick facts about hard money lenders so you can know what’s best for you.

If you’ve ever bought a home then you’re familiar with the guidelines and qualifications you had to meet in order to secure a lender. There was a ton of paperwork just to get started, then you had to get your prequalification, and then work with a lender to determine the best loan for you. Hard money lenders are more simple in their determination of loan funding.

Below you’ll find some facts about hard money lenders that you may not know.

They don’t fund traditional loans per se

Arizona Hard money lenders aren’t looking to fund owner-occupied properties, though some may from time to time. For the most part they want to fund opportunities for residential and commercial investments that will pull in a bigger return. Just as the investor is looking to make money, so are hard money lenders, just like traditional banks. The main difference is that they will fund that money quicker because it is an investment and they know that investors can’t wait for funding to come through.

They aren’t working with secondary mortgage markets

Arizona Hard money lenders are giving you, often times, their own money. Unlike traditional lending institutions your loan won’t be sold to Freddie Mac or Fannie Mae. Your money is coming from an investor, much like yourself, and they will see that loan through. That’s why their requirements for eligibility are different from those of big banks.

Eligibility is based on property, not owner

You won’t be asked to fork over tons of personal financial information by a Arizona hard money lender; instead, they’ll want to know more about the property. They’re investing in the opportunity and want to know that the risk is worth the loan. That’s why they’ll want to know your plans for the property so be prepared to answer questions such as that.

Short term loans is the name of the game

If you’re looking for a 30-year loan, this isn’t the place for you! Short term loans are what hard money lenders specialize in and that’s because they need to be able to free up their money for more investments. You’ll usually find loan terms somewhere between a few months and two years. The repayment terms will be negotiated between the lender and the borrower.

If you think that a hard money lender can help you realize your investment dreams, call Level 4 Funding today!

Tuesday, March 12, 2019

Why a Arizona Bridge Loan May Be Your Best Option for New Investments

If you’ve already funded an investment property and need the money to make a move on the next, an Arizona Bridge Loan may be the best way to close that gap between the two properties.

If you’ve ever heard of an Arizona Bridge Loan, also known as a swing loan or gap financing, it may have been in the context of a homeowner financing a second home until they can sell their first. These temporary loans have come in handy for home buyers who are cash poor and need to secure a second loan in order to make a move. However, Arizona Bridge Loans are also a great tool for investors.

Arizona Bridge Loans, due to their temporary timeline and quick funding, can be great for investors who have sunk their money into one property, but want to snatch another one off the market before selling the first. Here’s the big picture on Arizona Bridge Loans and how it could be an option for you.

Leverage your current equity

Arizona Bridge Loans will be based off the value and equity of your current home and your current home loan. This is a way to leverage what you already own to generate another level of funding for another investment opportunity. We won’t scrutinize your credit or take weeks to fund your Arizona Bridge Loan so that you can make quick investment moves.

Less focus on numbers, more on sensibility

Rather than having strict debt-to-income ratio qualifications and stringent credit score minimums we will look at your situation as a whole and make a decision on your application based on the opportunity at hand. We can see the bigger picture and what a Arizona Bridge Loan could do for your financial future so we will take that into consideration and make a quick funding decision so you can make quick real estate investments.

Flexible terms mean no one-size fits all

We, as an Arizona Bridge Loan lender, pride ourselves on being able to mold our loans to fit the borrower. We don’t have firm guidelines for our payback schedules and interest rates. We know that each investor is unique and create our loans based on that knowledge. That’s why an Arizona Bridge Loan may be a better option for you than a traditional home equity loan, especially if you have your eye on a property that you’d like to make an offer on quickly.

We know that opportunities may arise to make another real estate investment before you’ve been able to complete your prior project. That’s why we want to learn more about your investment goals, the opportunity you have, and how we can help. Level 4 Funding is proud to offer Arizona Bridge Loans in Arizona to help investors meet their monetary goals.

Give us a call today to find out how we can help you.

Monday, March 11, 2019

3 Key Differences Between a Bank Arizona Bridge Loan a Hard Money Lender

If you’ve been reading up on Arizona Bridge Loan options, you’ve probably only gotten the details on how banks operate. To get the full story, you should learn what it’s like to get one from a hard money lender too.

1. Banks typically require good or excellent credit. Getting an Arizona Bridge Loan from a bank isn’t too much different from qualifying for any other form of financing, but it’s a bit riskier for the bank than other forms, so they often set the bar a bit higher. Because banks typically place your credit score at the top of the list of considerations, many people don’t qualify.

2. Banks expect a significant down payment. While there are government programs to help people purchasing homes to live in and businesses when they don’t have a large down payment, those options diminish with this type of financing. They’re fairly stringent on having at least 20% down, and often more if you didn’t meet other criteria.

3. Banks are tied down by more regulatory red tape. They’re pickier about what types of businesses they fund, how long those people have been in business, what their debt-to-income ratio is, and if you’re approved, it generally takes longer to get funded.

How Can I Tell Which Form of Lending is Right for Me?

If you need to move fast on purchasing a property, an Arizona Bridge Loan may be the ideal choice. It’s a short-term option that’s often leveraged by real estate investors who don’t want to pay down a balance over a long period of time. Instead, they usually plan to refinance later; perhaps when they’ve cleared up issues that prevented them from getting a traditional mortgage, be it a credit score, owning multiple properties, or the condition of the property they’re buying. Other times, the goal is to pay off the balance once the property sells. This is what homeowners do when they take on a short-term loan to buy a new house before they’ve sold their old one or what people who buy distressed properties do—once the repairs are made, they can then sell the house for profit and pay off the balance. While bank options typically offer lower rates for theirs, they obviously don’t approve everyone, and so Texas Hard Money Lenders step in to fill the niche banks leave behind.

A seasoned broker will help you find the right financial product for your needs—and at the best rates too.

If you approach a bank for an Arizona Bridge Loan and don’t get approved, it ends there. And, if you do get approved, you’re given a rate that may or may not be better than what others are offering. When you work with a broker, it’s his job to find a product that meets your needs, so it’s easier to get approved in the first place, and he’ll also know what rates are available through various lenders, so he can help ensure you’re not paying more than you need to. If you think short-term funding can help you fill a gap, tap into the expertise of a seasoned broker.

The More You Know: Secrets of Arizona Private Money Lenders

Here are some insider tips for getting to know the Private money lending in Arizona industry and how it can help you in your business endeavors.

Private money lending in Arizona can seem intimidating if you are not familiar with the process and how it is different than traditional lending institutions. There are a few key things to know to be successful in obtaining a private money loan and we are here to tell you those things! Whether you want to buy an investment home, a commercial property, or start an Airbnb business, we are here to help you through the Private money lending in Arizona process and want to make it as easy as possible.

Be prepared!

One of the best ways to go into a Private money lending in Arizona institution feeling confident is to have a thorough, well-organized loan pitch. You’ll need to include information on what you need the money for and why. Are you starting a cannabis business? Have a detailed business plan ready. Are you buying a commercial property to generate monthly income from tenants? Explain that in a carefully crafted loan scenario.

The more information you can bring to us in order to help us better understand your financial goals, the easier it is for us to make a swift decision on your loan approval.

Find the Arizona Private Money Lender for you!

Not all Private money lending in Arizona institutions are the same. Although the idea behind private/hard money lending is easier approval and less qualifications with credit, there may be different payback terms. Arizona Private Money Lenders may also have specializations for what types of loans they prefer to fund. You can do your research online and set up an appointment with a couple different Arizona Private Money Lenders to get to know them and find the right one for your monetary goals.

Get ready to apply!

Once you’ve chosen your Private money lending in Arizona institution it’s time to request an application. You’ll need to provide detailed information about the property for which you’re applying for funding, as well as your own finances including equity. This is where having your business plan or loan scenario will come in handy. Any Arizona Private Money Lender will want to know your plans for the property.

This information should help you feel comfortable approaching Private money lending in Arizona for your first time. If you’d like to speak to an expert to learn more, give us a call and we can make sure you’re well taken care of for your first private money loan.