Dennis Dahlberg - It Can't Get Better Than This!

Sunday, April 7, 2019

Buy a New Home Before Selling - Get a Colorado Bridge Loan

2018 has brought with it an accelerated real estate industry: an upward trend in the market and a multitude of eager buyers at hand. The result has been a shortage of available homes across the board, a pressing demand for available homes, an increased value of rental properties, and a burgeoning demand for construction. Even despite the slowing growth in housing prices and the difficulties of mounting federal interest rates, the housing market remains strong and home equity has risen substantially. These elements are enticing many home owners to sell their current properties.

Of the many individuals who are eager to sell there home, there exists a subcategory of sellers who are interested in acquiring a new home before their old home sells, otherwise known as bridging or applying for a Colorado Bridge Loan. There are many reasons why a Colorado Bridge Loan may be useful. Selling a home in order to relocate for work purposes is a common cause. New job opportunities await, and the hypothetically ideal property is found in a new area. Why wait? Perhaps, while in the prosses of selling, an individual encounters a home at auction. Perhaps, they encounter a home near work, school, the grocery store, the yoga studio, etc. The perfect home in the perfect place, at the right price, and at possibly at the right time.

A Colorado Bridge Loan can help you capitalize on opportunity. It lets you establish financing to acquire a new home without selling the older home in a matter of days, possibly less. This is great news, for many who would not be able to acquire the right property—should they be left to conventional lending institutions and their stringent underwriting processes. The heart of the matter is this: conventional lenders are regulated by the mandates of the Fed. They take months to finance and are difficult to appease. A Colorado Bridge Loan is fast and is used to acquire property in the immediate future until conventional lenders come along in the future at lower rates.

Seize Market Opportunity with a Colorado Bridge Loan

A Colorado Bridge Loan is a short-term loan usually ranging anywhere from 3 to 24 months. These types of loans require possessing equity in a home that is for sell. Interest rates on a Colorado Bridge Loan may start as low as 7.99% an have up to 90% loan-to-value.

“Don’t wait! Talk to your broker at Level 4 Funding for a Colorado Bridge Loan today.”

Talk to your hard money broker at Level 4 Funding to find the Colorado Bridge Loan and interest rate that is right for you. Take advantage of the opportunities of purchasing a home in the neighborhood that is right for you. Level 4 Funding has history of helping buyers acquire the assets they need when they need them.

Dennis Dahlber Broker Ri CEO Level 4 Funding LLC Dennis Dahlberg
Broker/RI/CEO/MLO
Level 4 Funding LLC
Hard Money Lender
Hard Money Loans
Hard Money Loan
Arizona Tel: (623) 582-4444
Texas Tel: (512) 516-1177
Dennis@level4funding.com
Dennis Dahlberg Broker/RI/CEO

About the Author: Dennis has been working in the real estate industry in some capacity for the last 40 years. He purchased his first property when he was just 18 years old. He quickly learned about the amazing investment opportunities provided by trust deed investing and hard money loans. His desire to help others make money in real estate investing led him to specialize in alternative funding for real estate investors who may have trouble getting a traditional bank loan. Dennis is passionate about alternative funding sources and sharing his knowledge with others to help make their dreams come true. Dennis has been married to his wonderful wife for 43 years. They have 2 beautiful daughters and 5 amazing grandchildren. Dennis has been an Arizona resident for the past 40 years.

Make More Money with Colorado Rental Property Loans: Rental Trends 2019

Overall, the experts claim that now is a good time to invest in the rental market. For many, investment in rental property requires a lending source. Conventional lenders for many are out of the question or incapable of meeting the demand of real estate investment. Hard money is the favored alternative for real estate investors. Hard money Colorado rental property loans are able to help you take advantage of the rental market.

Trends in rental property investment:

Many people are renting rather than purchasing homes: Millennials are a substantial cause of the rise in renting. Many look back to the Great Recession as the cause. The Great Recession has led to a greater cost of tuition leading to greater debt in order to attend college. These debts along with an economy with less employment opportunities as past generations have delayed millennials from making decisions such as home ownership. With less millennials purchasing homes, the renting rates have seen a gradual rise over the past several years. The younger generation is not the only generation that is renting. Recent trends suggest that the retired and elderly are more likely to rent. Here are some of the reasons for the renting trend. First, downsizing. Many are finding that they no longer need the room like they once did. Aside from this, relocating to be closer to family members as well as selling property to avoid maintenance.

Rent is rising faster than income: With a steady rise in rental demand, the prices of rental properties are rising as well. While, this is not too surprising, it has become a challenge for many, especially since “half of all renters pay more than 30 percent of their income” according to curbed.com.

Shortage of homes on the market: A shortage of homes on the market has led to a rise in the price of housing. Due to this scenario, many households are renting instead of buying a home. The demand for homes along with the demand for rentals are simultaneously on the rise. While this is the general case in the US, it should be noted that in certain areas, newer homes are reducing the cost of rent, despite many years of upward movement. This is because in certain areas homes are being developed at a fast enough pace enticing home ownership over renting.

Increase Earning Potential with Colorado rental property loans

Strong rental market.

“Apply for Colorado rental property loans today.”

For more information on Colorado rental property loans, talk to your broker at Level 4 Funding. Level 4 Funding has the direct hard money private lending options at competitive rates. Having funded over $40,000,000 Level 4 Funding has the experience and the expertise to meet your real estate lending needs. Apply for Colorado rental property loans today.

Saturday, April 6, 2019

Colorado Private Money Lenders: Institutional Versus Non-Institutional Lending

Colorado Private Money Lenders are investors. In order to invest, they pool together large sums of money, multi-million-dollar sums or greater. Some private investors have access to personal wealth and invest individually, other private investors are part of an investment group who together pool sufficient funds in order to lend. Whether an individual or a group, the concept is the same: a non-institutional source of money to be invested in monetary ventures.

To understand non-institutional money, let’s start with what institutional is. Institutional money is money lent out by banks and credit unions. Institutional lenders receive money from the Federal Reserve. Since this money comes from an institution, it is heavily regulated. Regulations, for example the Dodd-Frank Act after the last recession, determine under what conditions and to whom can banks lend out institutional money. This culminates in the stress of applying for loans: institutional money entails stringent checks on income, credit worthiness, credit history, equity, loan-to-value, debt-to-income, et al.

For many individuals in need of loans, sizing up to institutional mandates can be intimidating or even momentarily impossible. This is why Colorado Private Money Lenders serve a twofold purpose: First, they invest in individual or commercial ventures in order to secure monetary returns in the form of interest. Second, they offer a line of credit in a variety of situations for those who need it.

Get Non-Institutional Funds from Colorado Private Money Lenders

Colorado Private Money Lenders are considered non-institutional because their funds do not come from the Federal Reserve, but rather the pockets of individual investors. Due to this being the case, Colorado Private Money Lenders are less restricted by federal mandates. With fewer restrictions, they can loan to individuals with rotten credit, nonconventional income, bankruptcy delinquencies, and foreclosure history. Other benefits of Colorado Hard Money Lenders are that they increase local investment and economic activity, they help to build communities and family incomes, they help individuals enter into real estate investment and secure long-term returns. This and much, much more.

“Access funds directly from Colorado Private Money Lenders—Talk to your broker at Level 4 Funding today!”

If the banks have turned you down and you need a helping hand, talk to your broker at level 4 funding. Level 4 Funding has access to a variety of Colorado Private Money Lenders and is able to get you the funding that you need. Level 4 Funding has a long history of helping individuals interested in real estate investment, home acquisition, home refurbishment, Colorado Bridge Loans, and commercial lending. Get in touch today. Interest rates start as low as 5.99% APR.

Why Arizona Hard Money Lenders Can Finance Your Dispensary

Arizona Hard Money Lenders are the main answer to the financial woes of Arizona’s cannabis industry. Just as they have helped countless businesses establish a foothold in the market, Arizona Hard Money Lenders are here to help individuals reap the benefits of the cannabis industry. Rates for dispensary financing start as low as 7.99% APR. No begging the banks, no lines, no bureaucracy, and no credit required. Consult your broker who knows the ins-and-outs of cannabis in Arizona.

The potential of cannabis in the United States is legion. Frankly, already, the industry’s multi-billion transcendence has baffled many on Wall Street. Why is it here, where did it come from, where is it going? Well, according to recent market suggestions, its going threw the roof, the heavens, and to the Nirvana of all investments.

While many states are still debating the ins-and-outs of legal, medicinal, and recreational regulation, many businesses are raking in over a million per dispensary. Not a bad chunk of change. That being said, there are varying difficulties getting into the game: acknowledging that medical marijuana is only accepted on a state level in Arizona while remaining illegal federally, jumping through the costly and bureaucratic hoops to start a medicinal cannabis dispensary, locating optimal real estate options, and finally finding the funding for a commercial and legal grey area.

Of all of these, funding may be one of the greatest challenges when it comes to cannabis dispensary startups. Most businesses need money to set the wheel in motion. Many individuals have significant funds saved away, but not an overwhelming amount needed to purchase real estate, inventory, and pay various employees at the inception of a commercial operation. Adding to these challenges are conventional lenders. While taking out a business loan from conventional lenders can be a challenge for even conventional business archetypes, it is a hundredfold in regard to cannabis. Frankly, banks will not lend to medical cannabis dispensaries because federally they are considered illegal while regional they are not. Risk.

You Can Get Financed Now Through Cannabis Hard Money Lenders

So, who lends to cannabis dispensaries, especially within the state of Arizona. Answer: Arizona Hard Money Lenders. Arizona Hard Money Lenders are the main answer to the financial woes of Arizona’s cannabis industry. Just as they have helped countless businesses establish a foothold in the market, Arizona Hard Money Lenders are here to help individuals reap the benefits of the cannabis industry.

“Consult your broker who knows the ins-and-outs of cannabis in Arizona. Apply today and start the business you have always dreamed of creating with Level 4 Funding.”

Level 4 Funding has years of experience and representatives with extensive experience in the cannabis industry. Rates for dispensary financing start as low as 7.99% APR. No begging the banks, no lines, no bureaucracy, and no credit required. Consult your broker who knows the ins-and-outs of cannabis. Apply today, find Arizona Hard Money Lenders, and start the business you have always dreamed of creating with Level 4 Funding.

Establish a Foothold in the Cannabis Industry with Arizona Hard Money Loans

With a cannabis business plan, a location, and an idea of possible returns, securing the money is the next big step. However, if financing is needed, the banks will say no. Arizona Hard Money Loans are the best option for cannabis dispensaries in Arizona.

As of 2011 with the Medical Marijuana Act in effect, the ADHS (Arizona Department of Health Services) began to accept applicants care givers and card recipients. Nearly a year later in 2012, state-regulated dispensaries began to appear. Currently, there are more than 150 dispensaries in Arizona. Dispensary applicants must pay an application fee of $5000, must have three years of Arizona residency minimum, must employ a licensed doctor, and must only be affiliated with one dispensary.

According to ADHS’s Medical Marijuana Report, 121,915 pounds of marijuana were sold in 2018 in Arizona alone. The estimated value of Arizona’s medical marijuana market surpasses $400 million dollars, and it only continues to grow. This growth is enticing many to invest in a market of growing returns, despite the legal grey area and inherent risks associated. Marijuana could possibly be the new Mecca of investment. Trends suggest increasing use per capita, growing consumption of current medical marijuana users, and increasing lobbying to mitigate state and possibly federal regulation. The takeaway is that cannabis is a $400 million industry on a state level and a multi-billion-dollar industry on a national level. Despite the legal hurdles and the state versus federal conundrum, getting into the legal cannabis business today could equate to undreamt earning potential in the future.

Planning, research and funds play a huge role in the medical cannabis industry. First of what, where, and when. What is the business’s focus? Is it focused primarily on cultivation, clinical consultation, or retail. Where? Locating an area in accordance with the ADHS’s CHAA regional guidelines can be a challenge. Where will your dispensary find the right niche to sell its products, what type of real estate is needed, and where will the funds come from to purchase the dispensary’s infrastructure.

Arizona Hard Money Loans Can Help Grow Your Cannabis Dispensary

Though the application cost is only $5000, other financial elements should be established beforehand. With a business plan, a location, and an idea of possible returns, securing the money to put things into motion should come to mind. If financing is needed, the banks will say no. Arizona Hard Money Loans are the best option for a dispensary in Arizona.

“For Arizona Hard Money Loans, talk to a broker at Level 4 Funding today!”

Arizona Hard Money Loans are available through a hard money broker. Find the financing options that are right for your cannabis dispensary. For Arizona Hard Money Loans, talk to a broker at Level 4 Funding today!

Friday, April 5, 2019

Start a Legal Cannabis Business with Arizona Hard Money Loans

The future is green. The sale of legal cannabis in the US is a multibillion-dollar industry poised to become an economic titan. Revenues from medicinal marijuana continue to grow. Take advantage with Colorado Hard Money Loans.

Here’s a quick history lesson: In 1937, the Federal Government passed the Marijuana Tax Act banning recreational use of cannabis, not necessarily medicinal. By 1970, the feds passed the Controlled Substances Act federally banning both recreational or medicinal use of marijuana. Between the 1970s to now, the year of our Lord MMXIX, cannabis laws have seen astronomical changes. Namely, many states have decriminalized, legalized, or medicinally permitted cannabis. Depending upon the states, varying levels of laws may exist ranging from criminal to permissible.

Now that we’ve covered the general scope, let’s talk about the near and dear State of Arizona. Though weed was outlawed federally in 1970, in 1996, Proposition 200 passed allowing doctors to prescribe cannabis to patients. After a few months, this proposition was repealed by state legislation. In 2002, Proposition 203 failed to legalize cannabis with just 42.7% of vote-approval. Finally, by 2010, medical marijuana was made legal with the passing of prop 203 with 50.1% vote-approval. Some argue that recreational use of marijuana is a strong possibility. This is based on the fact that in 2016 Proposition 205, intended to legalize recreational cannabis, failed to pass by just 48.7%. All in all, 50 years has brought a considerable amount of change in Arizona’s cannabis laws.

Welcome to the present. The sale of legal cannabis in the US is a multibillion-dollar industry poised to become an economic titan. Arizona is a medicinal cannabis state possibly poised to become a recreational cannabis state. In the meantime, however the market is medicinal. Being that this is the case, what types of business opportunities are available in this type of market? How do you start?

Arizona Hard Money Loans Help Grow Your Cannabis Business

Set up a business plan and structure. Find out if licensing for a legal marijuana business is available in your state, county, and city. Next, according to cannabusinessplans.com, apply for licensing through the Arizona Department of Health Services to “produce, process, test, and/or retail medicinal cannabis. Dispensaries must be licensed by the ADHS to legally operate. Dispensaries must have … a licensed doctor on staff.” Application fee is $5,000.

“Level 4 Funding offers Arizona Hard Money Loans to get your cannabis business up and running.”

Arizona Hard Money Loans are a means to help you start your medicinal cannabis business in Arizona. With the licensing and approval you need, Arizona Hard Money Loans can help you establish your dispensary, clinic, cultivation, or retail inventory. Get the financial backing you need to secure the licensing and business plan of your dreams. Talk to your broker at Level 4 Funding to secure Arizona Hard Money Loans that are right for you!